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๐Œ๐จ๐๐ข ๐ก๐š๐ฌ ๐๐จ๐ง๐ž, ๐ฐ๐ก๐š๐ญ ๐Ÿ๐Ÿ‘ ๐๐Œ๐ฌ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ก๐ข๐ฆ ๐œ๐จ๐ฎ๐ฅ๐๐ง’๐ญ

๐ˆ๐Œ๐๐Ž๐‘๐“๐€๐๐“ ๐ˆ๐๐…๐Ž ๐Ž๐ ๐Œ๐ˆ๐ƒ๐ƒ๐‹๐„ ๐‚๐‹๐€๐’๐’ 

๐Œ๐จ๐๐ข ๐ก๐š๐ฌ ๐๐จ๐ง๐ž, ๐ฐ๐ก๐š๐ญ ๐Ÿ๐Ÿ‘ ๐๐Œ๐ฌ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ก๐ข๐ฆ ๐œ๐จ๐ฎ๐ฅ๐๐ง’๐ญ 

▪️PM Modi has taken us back to the pre-British Raj 

• Average middle class income as a base is ₹2.6 lakh per year or ₹22,000 per month

• Which makes share of India’s middle class in national income at levels of 1820, even before the colonial rule began 

• The rich are today richer than in 1820

• The poor have drowned deeper into poverty

▪️India has one of the lowest wages in the world - skilled & unskilled

• ILO data shows average hourly wage of an Indian worker 5th lowest in the world 

• Even someone with an advanced degree and doing a skilled job paid world’s seventh lowest wages 

▪️What is Middle Class spending on?

• A decade ago largest share of urban non-food expense was education 

• Now it’s transportation, which is just going to places 

▪️Middle Class India saving less, borrowing more 

• Indian households savings in 2011-12 used to be 8X of their debt 

• Now, Indian households savings 4X of their debt 

▪️How long would it take to pay for a home?

Average Middle Class income as a base ₹22,000 per month 

Home
• Average price of a house in Delhi ₹10,000 sq ft

• Basic 1000 sq ft house to cost ₹1 crore

• That’s about 38 years of salary 

▪️How long would it take to pay for a car? An iPhone?

Car
• Average car price ₹13 lakh 

• 5 years’ salary to pay for 

iPhone 
• Cheapest iPhone ₹60,000 

• 3 months’ salary

Source: Times of India

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